Your path to a home
Five steps, in order, with the one tool for each. Start with a person or start with the numbers. Either one works.
See what a monthly payment really carries, then which down payment programs can open for you.
A lender puts your number in writing, and on Long Island that is what makes an offer real.
Tour with a plan. On any house you would offer on, get a real insurance quote first.
A clean offer with the right terms, then the inspection within 24 to 48 hours, before anything is signed. Know your costs before you offer.
Your attorney, the loan, the commitment letter, the final walk through, then the first thirty days as an owner.
Times are general ballparks and change with your lender, the seller and the season.
You do not memorize these steps
Running them is our job. Picking the house is yours.